Privacy Policy

Last updated: April 2026

Introduction

PremiumGuardHQ (“we”, “us”, “our”) operates premiumguardhq.com and app.premiumguardhq.com. This privacy policy explains what data we collect and how we use it.

Information We Collect

  • Account information: email address, display name (via Supabase Auth).
  • Financial data: brokerage transaction history imported via CSV upload or synced via Charles Schwab API (trade dates, symbols, quantities, prices, option details). This data is stored in our database to provide cycle tracking and analytics.
  • Schwab OAuth tokens: encrypted access and refresh tokens for API sync. We do not store your Schwab password.
  • Usage data: page views and feature usage via PostHog analytics (in-app) and Google Analytics (marketing website).
  • Payment information: processed by Stripe. We do not store credit card numbers.
  • Communications: email address for transactional emails via Brevo (account notifications, trial reminders).

How We Use Your Information

  • Provide cycle detection, analytics, and withdrawal recommendations.
  • Sync transactions from your connected brokerage.
  • Process subscription payments.
  • Send account-related emails (welcome, trial expiry, payment receipts).
  • Improve the product based on aggregated, anonymized usage patterns.

Data Sharing

  • We do not sell your personal information.
  • Third-party services: Supabase (database hosting), Stripe (payments), Brevo (email), PostHog (analytics), Google Analytics (website analytics), Vercel (hosting).
  • We may disclose information if required by law.

Data Security

  • All data transmitted via HTTPS/TLS.
  • Schwab OAuth tokens encrypted at rest.
  • Row Level Security (RLS) ensures users can only access their own data.
  • Database hosted on Supabase with enterprise-grade security.

Data Retention & Deletion

  • Your data is retained as long as your account is active.
  • You can delete your account at any time from the Profile page, which permanently removes all associated data.
  • If you have an active subscription, deletion is scheduled for the end of your billing period.

Your Rights

  • Access, correct, or delete your personal data.
  • Disconnect your Schwab account at any time.
  • Contact us at support@premiumguardhq.com for any privacy-related requests.

Cookies

  • Essential cookies for authentication (Supabase session).
  • Analytics cookies: PostHog (in-app) and Google Analytics (marketing site) — can be disabled in browser settings.
  • No advertising cookies.

Changes to This Policy

We may update this policy periodically. Changes will be posted on this page with an updated date.

Contact

support@premiumguardhq.com