Above target +$15,000 of room Equity $165,000
$10,500 Full profit released
Your profit fits inside the cushion above target. Take all of it and the base is still well above the floor.
Safe withdrawal engine
You trade the wheel for income. Take it without touching the base.
Premium hitting your account feels like income. Some of it still belongs to open cycles. PremiumGuard draws only from closed-cycle profit, nets what you have already taken, and holds a hard floor at your target equity. The number you pull is income you actually earned, not collateral that is still doing the work.
No credit card required. Cancel anytime.
- Sourced from closed cycles only
- A hard floor at your target equity
Recommended withdrawal
This period
$6,400
Capped to hold target equity
- Closed-cycle profits
- +$14,200
- Previous withdrawals
- −$3,700
- Gross available
- $10,500
- Room above target
- $6,400
- Safe to withdraw
- $6,400
Three scenarios. One safe number.
Same account, same $10,500 of closed-cycle profit available to draw. Where your equity sits against your target is what decides how much of it is safe to take. The target is a hard floor, and the withdrawal never crosses it.
At the cap +$6,400 of room Equity $156,400
$6,400 Capped to hold the floor
Profit is larger than your cushion, so the draw stops at the room above target. $4,100 stays in the account and the base holds.
Below target −$9,000 to the floor Equity $141,000
$5,250 Throttled to 50%
You are under target. The engine releases half of your profit (you set the rate) and steers the rest back into rebuilding the base.
The floor holds three ways
- Never a negative number.
- Never a dollar of your base.
- Never a guess when the market is still moving.
Every input, and why it is in the math.
Four numbers feed the recommendation, and each one is there to keep the figure honest. Nothing is estimated, and nothing counts profit that could still reverse.
What you have earned
Closed-cycle profits +$14,200 net across every closed wheel
Net profit from every wheel you have fully closed since your last withdrawal. Open premium is deliberately left out.
Premium on an open cycle can still be handed back if the stock is assigned below your cost. Only a closed wheel has a number that cannot reverse, so only closed wheels fund a withdrawal.
Previous withdrawals −$3,700 taken since the last reset
Everything you have already drawn since the counter last reset, subtracted from your closed profit.
It stops the engine counting the same profit twice. Record an income distribution and the counter starts fresh from that date, so the number always reflects what is genuinely left to take.
Where your base stands
Target equity $150,000 your floor
The equity floor a withdrawal is never allowed to cross. Calculated from the capital you actually contributed, or set by hand.
This is the line that keeps the collateral producing your income intact. Above it, the room above target caps the draw. Below it, the throttle kicks in. Either way, the base is protected first.
Current equity $156,400 marked to market
Your account valued at the live market, open losses included, measured against the target floor.
A big realized profit can still mean a small safe withdrawal when open positions are underwater. Marking to market is what keeps the number honest about where you stand right now, not where you stood at your last close.
How much releases
Below-target throttle 50% your setting
When equity is under target, the fraction of your profit the engine will release while you rebuild toward the floor.
You decide how conservative to be. Set it to 25% to rebuild fast, or 75% to pay yourself more now. The rest is always steered back into the base, so a soft patch never turns into a slow bleed.
The rule the whole engine is built on: never withdraw until the wheel closes. Everything above is what it takes to run that rule for a whole account, on every sync.
› 14-day free trial · no credit card
Know exactly what's yours to take.
Connect a broker and set your target. The safe withdrawal number is computed on every sync, with your closed cycles, prior withdrawals, and equity floor already reconciled. Pay yourself like a disciplined fund manager, without wondering whether you are eating the base.
- Sourced from closed cycles only
- A hard floor at your target
- Set your own throttle rate
- Cancel anytime