PremiumGuardHQ tracks your option premium income, monitors your equity position, and tells you the exact amount that's safe to take out.
The Problem
You're collecting premium every week. Cash is piling up. But your equity is below target, you've got positions underwater, and you have no idea how much of that cash is actually yours to spend. Most wheel traders either withdraw too much and erode their capital, or leave money sitting because they're afraid to touch it.
Core Feature
PremiumGuardHQ calculates exactly how much you can take out based on your closed cycle profits, equity gap, and personal withdrawal preferences. See the full math breakdown behind every recommendation — then withdraw with confidence.
This is a recommendation — you may withdraw any amount you choose.
Automatic Tracking
Connect your Schwab account and every wheel cycle, covered call, and cash-secured put is automatically detected and organized. See open positions with live quotes and closed cycles with full P&L breakdowns — zero manual logging.
Analytics
See which tickers are making you money and which are dragging you down. Ranked by net P&L with win rates, premium collected, and equity impact for every symbol you've traded.
Risk Management
Know exactly how much capital you have tied up and where it's concentrated. See total account exposure plus allocation percentage per stock — so you always know if you're overweight in a single position.
Monthly Tracking
Contributions, premiums collected, distributions taken, and yield — all in one table. See the full picture of your account month over month and track your progress toward your income goals.
Integration
Direct connection to Charles Schwab for automatic transaction syncing and live stock quotes on your open positions. Upload your historical CSV once for full analytics on your entire trading history — the API handles everything going forward.
How It Works
Link your Charles Schwab account in one click. PremiumGuardHQ starts syncing your transactions and you see insights immediately.
Your dashboard populates automatically with open positions, cycle analytics, win rates, and P&L breakdowns. No configuration needed.
Optionally upload your Schwab CSV once to get analytics on your entire trading history. The API keeps everything automated from here.
Monitor open cycles with live quotes, review your stock scorecard, and when you're ready — enable withdrawal recommendations to know your safe-to-withdraw number.
Built By a Wheel Trader
“I built PremiumGuardHQ because I was running the wheel across 12 positions and had no idea how much I could actually take out as income. Spreadsheets couldn't keep up. Now I check one number on my dashboard and I know.”
Mike
Founder, PremiumGuardHQ
Full Pro access for 35 days. No credit card required. Your premium income has a number — PremiumGuardHQ finds it.
Start Your Free Trial