PremiumGuardHQ tracks your option premium income, monitors your equity position, and tells you the exact amount that's safe to take out — so you never pull too much.
The Problem
You're collecting premium every week. Cash is piling up. But your equity is below target, you've got open positions underwater, and you have no idea how much of that cash is actually yours to spend. Most wheel traders either withdraw too much and erode their capital, or leave money sitting because they're afraid to touch it.
Features
PremiumGuardHQ calculates exactly how much you can take out based on your cycle profits, equity gap, and personal withdrawal preferences. No more guessing.
Connect your Schwab account or import CSV and every wheel cycle, covered call, and cash-secured put is automatically detected and organized.
Classify every deposit and withdrawal so PremiumGuardHQ always knows your true target equity. Contributions, income withdrawals, and capital returns — all tracked.
See which tickers are making you money and which are dragging you down. Ranked by net P&L with yield calculations based on your actual capital, not margin.
Contributions, market value, premiums, yield, and distributions — all in one table. See the full picture of your account month over month.
Direct connection to Charles Schwab for automatic transaction syncing and live stock quotes on your open positions. Set it and forget it.
How It Works
Link your Schwab account for automatic syncing, or upload your transaction CSV. PremiumGuardHQ handles the rest.
Tell us which deposits are contributions and which withdrawals are income vs capital returns. This sets your target equity baseline.
PremiumGuardHQ calculates your safe withdrawal amount based on closed cycle profits, your equity gap, and your personal withdrawal preferences.
Monitor open cycles, analyze stock performance, review monthly summaries, and make smarter decisions about when and how much to withdraw.
Built By a Wheel Trader, For Wheel Traders
“I built PremiumGuardHQ because I was running the wheel across 12 positions and had no idea how much I could actually take out as income. Spreadsheets couldn't keep up. Now I check one number on my dashboard and I know.”
Your premium income has a number attached to it. PremiumGuardHQ finds it for you.
Request Beta AccessCurrently in private beta · Limited spots available