<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>PremiumGuardHQ Blog</title><description>Practical writing on running the wheel strategy for income: assignment, cost basis, premium accounting, and withdrawals.</description><link>https://premiumguardhq.com/</link><language>en-us</language><item><title>Wheel strategy returns: realistic expectations for operators</title><link>https://premiumguardhq.com/blog/wheel-strategy-returns/</link><guid isPermaLink="true">https://premiumguardhq.com/blog/wheel-strategy-returns/</guid><description>What realistic wheel strategy returns look like: premium yield vs total return, why 20% claims mislead, margin math, and how closed cycles keep score.</description><pubDate>Fri, 17 Jul 2026 00:00:00 GMT</pubDate></item><item><title>How to sell covered calls for income</title><link>https://premiumguardhq.com/blog/how-to-sell-covered-calls-for-income/</link><guid isPermaLink="true">https://premiumguardhq.com/blog/how-to-sell-covered-calls-for-income/</guid><description>A repeatable monthly workflow for selling covered calls: strike selection by delta, roll decisions with net-credit math, and income verified at cycle close.</description><pubDate>Thu, 16 Jul 2026 00:00:00 GMT</pubDate></item><item><title>7 covered call Excel formulas that won&apos;t break when you roll</title><link>https://premiumguardhq.com/blog/covered-call-tracking-spreadsheet/</link><guid isPermaLink="true">https://premiumguardhq.com/blog/covered-call-tracking-spreadsheet/</guid><description>Most covered call spreadsheets break the moment you roll. Seven Excel formulas that keep your cost basis, break-even, and monthly income honest through rolls, assignment, and partial lots.</description><pubDate>Tue, 14 Jul 2026 00:00:00 GMT</pubDate></item><item><title>How much can you actually withdraw from a wheel account?</title><link>https://premiumguardhq.com/blog/withdrawing-income-without-eroding-capital/</link><guid isPermaLink="true">https://premiumguardhq.com/blog/withdrawing-income-without-eroding-capital/</guid><description>Premium income is only income if taking it out does not shrink the machine that produces it. A framework for setting a withdrawal amount your equity base can survive.</description><pubDate>Tue, 07 Jul 2026 00:00:00 GMT</pubDate></item><item><title>Premium is unearned income until the wheel closes</title><link>https://premiumguardhq.com/blog/premium-is-unearned-until-the-wheel-closes/</link><guid isPermaLink="true">https://premiumguardhq.com/blog/premium-is-unearned-until-the-wheel-closes/</guid><description>Collected premium feels like profit the moment it lands in the account. Counting it that way is the most expensive habit in wheel trading. Here is the accounting that keeps it honest.</description><pubDate>Tue, 09 Jun 2026 00:00:00 GMT</pubDate></item><item><title>Assignment is the plan, not the failure</title><link>https://premiumguardhq.com/blog/assignment-is-the-plan/</link><guid isPermaLink="true">https://premiumguardhq.com/blog/assignment-is-the-plan/</guid><description>Getting assigned on a cash-secured put is not a losing trade. It is the wheel doing exactly what you designed it to do, and the moment your accounting has to get honest.</description><pubDate>Tue, 19 May 2026 00:00:00 GMT</pubDate></item></channel></rss>